Advanced Financial Solutions can advise you on a wide range of risk insurance products.
Pays a lump sum benefit in the event of the death of the Life Assured, providing valuable peace of mind that debts (such as a home mortgage or business debts) can be cleared or a lump sum can be available to replace the lost income of the Life Assured.
Accidental Death Cover
Pays a lump sum benefit in the event of death of the Life Assured but only payable on accident.
Provides for the payment of a benefit in the event of a critical medical condition or trauma – such as a heart attack, major burns or diagnosis of one of a number of critical diseases, including cancer, multiple sclerosis and HIV.
Major Medical Insurance
Provides for the reimbursement of significant medical expenses. In particular admission to private hospital for care or surgery in the event of a non-acute medical condition such as cancer or heart disease so that you can get treatment when you need it without having to endure public hospital waiting lists.
Disability Income Protection
Provides for an income benefit to be paid if you are unable to work because of a disability. With this protection, the amount paid in the event of a disability preventing you from working is a maximum of 75% of your pre-disability income, limited by the sum insured you choose.
Allows for the payment of a lump sum in the event that the insured is unlikely ever to work again – totally and permanently disabled.
Mortgage Protection Insurance
Provides a flexible solution to protect your assets if you are no longer able to earn sufficient income to meet the requirements of your mortgage debt-through death, disability or trauma.
Business Insurance Cover
Protects key human resources within a business by providing protection for the loss of key people or shareholders due to illness, injury or trauma.